Apple to Launch Mobile Wallet This Fall

Rumors are that there’s yet another great feature which will be launched by Apple soon (according to all hints dropped so far, as soon as fall). After this Monday’s announcement about the new features launched by Facebook for iOS, it just seems like the good news for Apple fans just keep rolling in. Apparently, Apple has been having a lot of talks with companies from the payment industry in the past few months, in order to come to an understanding for collaborating on a mobile wallet feature for iPhones. This new feature would be designed to allow the users to pay for physical goods as well (even while physically being in a retail store, not just on the web), virtually opening up a whole new world of shopping for iPhone users.


Of course, shopping from your iPhone is also available at the moment as well; only that it requires a third party involvement from a payment processors which steps in to take over the money and hand it over to the retailer you’re shopping from. By partnering up with one of the major payment companies, Apple hopes to eliminate the third party processor from the equation and thus help both the customers and the retailers save up some cash in the process. Rumors are that the company which is most involved in these negotiations with Apple for developing the mobile wallet is Visa, but we won’t know anything for sure until a formal definitive announcement is made.

What we know so far is that this payment solution, the so-called mobile wallet will need a secured element within the iPhone to work with in order to successfully store and process the transactions and payment credentials. This secure element might draw quite a lot from the “Secure Enclave”, built into Apple’s A7, which is a piece of hardware that stores the sensitive information of every user safely. This is done in order to avoid transferring that data to wireless carriers, because that might pose a security breach risk. The secure enclave is basically a separate co-processor within the A7 chip that contains an unique ID and functions independently from the main system, even in the event of a kernel being compromised. This way, all data is contained safely and shrouded from attempts to access it from other parts of the system.

Based on this security system and the partnership with one of the major payment processing companies (most likely Visa), Apple’s mobile wallet feature will soon enough become a welcome reality for all iPhone users. The rumors announcing this move have been circulating around the IT world for years, and have been revived especially with the recent launch of the Touch ID (which came together with the Security Enclave). The Touch ID is a fingerprint-scanning button which makes sure that the user of the device is indeed its rightful owner (or user) before proceeding to any sensitive information exchanges. It all seems to have been planned as steps towards the larger goal of successfully having a mobile wallet feature for iPhones.

Another detail we gathered so far about the upcoming mobile wallet is that the partnerships which will make it possible will most likely include iTunes as well. Although obviously already part of the iPhone universe, iTunes will be instrumental in building the database for the new payment feature, by allowing Apple to leverage its accounts into the new service, most of these accounts already having a credit card attached to them. According to official data, the numbers are quite astronomical: Apple already owns over 800 million iTunes accounts, so incorporating those will give the new mobile wallet feature a spectacular boost upon being launched.

Facebook Introduces a New “Read It Later” Feature for iOS and Desktop

Good news for all Facebook fans among you Mac users; which pretty much means good news for everyone here, since the social networking site seems to be such a huge hit with everybody, Mac user or not. The leading position which Facebook holds in its niche is pretty clear, but in addition to being the most popular social networking site in the world, it also attempted to expand in adjacent niches as well. That is what buying What’s App was all about: trying to achieve a bigger slice from the mobile internet market as well. This time, the market which Facebook is trying to break into is the one for Macs, and today’s release might just bring it closer to doing so.

Today, the 21st of July, it has been announced that Facebook launched a new “Save” feature for iOS and Desktop which allows users to save all sorts of items in order to read them later. The feature is incorporated into the Facebook version for iOS and the Facebook version for desktops. With it, the users can save links, movies, music, TV shows, and places and so on, in order to re-view them into more detail later. This is great especially since, as we all know, we can’t really look at all the things we’d like to right away during the day. As a matter of fact, it’s probably a shame that the new feature hasn’t been introduced for all versions of Facebook anywhere.

Of course, if people truly want to collect various pieces of content in order to review them later, there’s always the option of using a content curation cloud-style tool, but having a basic one incorporated directly into your Facebook is surely more comfortable. This Facebook “Save” feature for iOS and Desktop was the most recent addition to the apps available in the Mac world, after the previous similar announcement concerning VirusTotal Uploader.


The way the save-for-later feature for iOS and Desktop works is like this: you tap the small arrow in the top right corner of any post (right where the option to stop following certain sources of content is also stored) and that’s where you find the option to save the content you want for later. Next, when you want to open it all up for a detailed check-out, you just open the “More” tab for mobile, or you click the link on the left hand side of Facebook for web. A list of saved items should appear and you’ll be able to enjoy the stuff previously dropped in storage earlier. You can take a glance at how it all works in the picture inserted above.

The new feature for iOS and Desktop also has some useful sub-features which you can employ to sort the saved content better. Each saved item is can be browsed by category and you can swipe directly on each item to share it with the world, or to move it into your archive if it wasn’t that interesting after all. Even more, Facebook will help the users not lose track of their saved content by sending them reminders within their news feeds.

Since today, the new Facebook feature for iOS and Desktop will be fully functional and ready to be downloaded from the App Store for free. A major partnership like this between two IT giants can sometimes lead to a not so pleasing result of market monopoly (by eliminating the small and middle companies which deal in the same services), but we have a feeling that this news is of the best kind. Facebook was already immensely popular with its users, and this new feature for iOS and Desktop is just making it all easier to access for everyone.

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